Stephen Williams, president and founder of LifeCourse Capital will be appearing on WAAY 31 to talk about saving for retirement, saving for college and paying off those student loans. Tune in to ABC News Wednesday morning for the 5am-7am shows and then call or visit us in person to see how he can help you.
Guiding you to your Financial Future
Based in Madison Alabama, LifeCourse Capital, Inc. is an investment advisory registered with the state of Alabama, specializing in cultivating personal relationships with the members of the community in order to provide customized financial programs and products.
Our mission is to take the mystery out of investing, manage risk, maintain and build wealth, and to make retirement attainable. By guiding clients to pursue their financial objectives, we strive to establish long-term relationships by acting responsibly, honestly, and with the highest integrity to meet our clients’ goals.
Establishing relationships is the key to empathetic advising and equips our advisors to develop the strategies to suit a client’s vision and objectives. Dedicated to the needs of clients, these seasoned professionals are committed to making financial planning accessible. With an advisement team possessing over thirty years of experience in the banking and financial industries, LifeCourse Capital is home to seasoned, qualified representatives that develop tailor-made financial programs designed to educate, instill confidence and to serve as a roadmap toward a more secure financial future.
Your DNA Test
If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.
Trends in Charitable Giving
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Emerging Market Opportunities
What are your options for investing in emerging markets?
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
What can be learned from the savings rate?
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
A quick look at how federal income taxes work.
One of the most common questions people ask about Social Security is when they should start taking benefits.
Calculating your potential Social Security benefit is a three-step process.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Use this calculator to estimate your capital gains tax.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator can help determine whether it makes sense to refinance your mortgage.
How federal estate taxes work, plus estate management documents and tactics.
There are some key concepts to understand when investing for retirement
A presentation about managing money: using it, saving it, and even getting credit.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
Learn more about taxes, tax-favored investing, and tax strategies.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
There are hundreds of ETFs available. Should you invest in them?
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
The seas of the market are constantly shifting, and whether the good ship IPO can set sail may depend heavily on the tides.
Tulips were the first, but won’t be the last. What forms a “bubble” and what causes them to burst?